One variation of Mortgage or Trust Deed is called a Wrap­Around Mortgage (or All Inclusive Trust Deed - A.I.T.D). In effect, these instruments are used to insulate the Buyer from the original loan terms and liabilities. In certain instances the AITD is used to enable the Seller to continue to be the maker of record with the original lender, while at the same time being able to sell the property to another party without triggering a default on an otherwise unassumable Mortgage or Trust Deed.

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